Every Conversation. Every Action. One Platform.

Industry's First Agentic AI Platform
For Credit Unions

750+ Credit Unions already trust our Agentic AI to turn conversations into real outcomes by automating complex workflows, unifying AI with core systems, and eliminating busywork so your teams can focus on serving members, not systems.

Eltropy AI Certification

An essential AI certification course designed specifically
for credit union & community bank professionals.

Top-rated by 

Meet Members Where They Are

Every Channel. Zero Friction. Anytime, Anywhere.

From everyday texting to branded AI agents, make communicating with your members as easy as talking to a friend – anytime, anywhere. Let members choose the channel, and AI takes it from there – guiding the conversation and delivering real outcomes.

Safe AI at the Core

The Agentic AI Engine Behind Every Conversation

Everything your team needs to serve members – in one place, working as one system.

Built by Eltropy. Shaped by the Industry.
The Agentic AI Platform is being co-created in partnership with the credit union ecosystem, where credit unions define real workflows, fintech innovators develop specialized AI agents, enterprise technology leaders provide the back office support, and Eltropy governs and connects everything within strict compliance standards your members deserve. AI built with this industry, not imposed on it!
Every AI agent on the platform operates under the same strict guardrails, fully auditable, governed, and compliant. So your teams always know what was done, why it was done, and what data was used. Powerful AI that's also predictable AI!
Connect your entire back office — Core, CRM, LOS, Collections, Contact Center, and more — through 50+ turnkey integrations. When a conversation starts at the front office, Agentic AI completes the work all the way through the back office. No gaps. No manual handoff.

Consolidate. Save. Succeed.

Maximize Value Across
All Your Departments

Connect people, data, and systems enterprise-wide with 40+ use cases supported across all your teams and departments. Do More With Less. 

Results That Prove It

Real outcomes. Proven at scale.

Eltropy’s Agentic AI Platform doesn’t just connect conversations, it completes them. 750+ credit unions trust Eltropy to turn AI innovation into consumer results.

“Integrating Sam into our chatbot interface was a natural extension of our brand, it created an immediate connection with our members while reinforcing Sam’s role as the friendly face of CME’s service offerings.

When a conversation requires more detail than the bot can provide, it seamlessly transitions the member to a live associate via text, allowing them to continue the conversation without staying at their computer and fostering a deeper connection with the associate.”

Brandy Roy

VP Information Technology

“Being able to use the system in the same way across departments, whether it’s lending, collections, or the contact center, has been a game changer.

Everybody absolutely loves the system. It’s very intuitive and easy to use.”

Nik Dokic

Business Analyst/ Project Manager

“Our journey towards digital transformation led us to Eltropy’s AI Chat solutions, and we’re starting to see remarkable results. What sets Eltropy apart is not just their technology but also their dedication to understanding the credit union industry and their commitment to community financial institutions like ours. They continue to evolve, and that’s why we consider them a long-term partner, including for AI.”

Brad Shafton

SVP IT and Digital

“…We went live. Weeks passed. Then our core partner reached out asking, “Why isn’t your team calling with questions? Is something wrong?” We just smiled. Nothing was wrong – we had the AI Assistant. Our team was looking up transactions, processes, and procedures instantly without digging through binders or waiting on hold. The chaos we’d been bracing for? It never came..“

Sean Manion

VP of Lending

“Being on the Eltropy platform makes my heart happy. We sleep well at night knowing our agents are using secure text.

Jeff Sanders

VP of IT

“We saw roughly a 20% decrease in calls almost right out of the gate, and by the time we got Ruth [our AI agent] into digital banking, it was significant.”

Jill Schaffler

SVP of Enterprise Applications

Within three months of implementing Eltropy, we saw a huge drop in delinquencies. When I saw the numbers, I almost couldn’t believe it. It was mind-blowing. We knew we made the right choice.“

Katie Bendyk

Director of eServices & Payment Solutions

“Previously, we could only manage about 100 accounts per day individually, ” Hein notes. “With Text campaigns, we can reach hundreds at once, and we’ve already run campaigns that reached over a thousand members in a single day.

Bob Hein

Member Solutions Manager

“The efficiency is just phenomenal. Now it takes 10 seconds to analyze and look at a message rather than getting the call, listening to the voicemail, calling back, and possibly getting another voicemail if they’re sleeping.”

Tiffany Stephens

Talent Acquisition & Employee Relations Manager

“The unified platform is so helpful to my team. We can start a conversation in one place and continue it somewhere else. Even if we have to go reach out to somebody else for an answer, at least they can see that we’re working on their problem, and we just haven’t put them into a black hole. The uniform platform is fantastic.

Howie Meller

President and CEO

“People who never responded before are responding now [Collections to Text]. It’s like we’ve suddenly started speaking their language, and they’re actually listening. It’s amazing.

In my 20 years in the credit union industry, this is the most game-changing innovation I’ve seen.

Art Sookazian

VP of Collections & Risk Management

ENTERPRISE-GRADE

Compliance & Security

Eltropy prioritizes protection of your data, privacy, and compliance through adherence
to standard industry best practices, rigorous audits, and regulatory requirements.

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Upcoming Webinar: AI in Collections: Why it matters in 2026 

Enhanced PDF Viewing and Smarter Dictation in AI Assistants

October  2025

AI Assistants now offer a better user experience with scrollable PDF viewing (no more page-by-page clicking), expanded AI notes that display in one screen, language translation labels showing the original language at a glance, and smarter dictation that appends input instead of replacing existing text.

These updates make daily workflows smoother, more intuitive, and more efficient for staff relying on AI-powered support.

Zendesk link here

Eltropy AI Certification

Texting Strategy Playbook for
Credit Union Leaders

Eltropy Networking Dinner
at Temenos Regional Forum 2025

THURSDAY, 29 MAY 2025

Eltropy Networking Dinner
at Temenos Regional Forum 2025

WEDNESDAY, 28 MAY 2025

Claim Your AI Certificate!